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GeM Payment Cycle Complete Guide: Timeline & Process

✍️ Author: SahayakAI Team📅 Updated: 2026-07-21🔍 Reviewer: CTO Office

GeM Payment Cycle Complete Guide: Timeline & Process

[!TIP] Quick Answer: GeM par payment ka time Consignee Receipt and Acceptance Certificate (CRAC) par depend karta hai. Item receive hone ke 10 din ke andar CRAC banna chahiye, aur uske baad 10 din ke andar payment process honi chahiye.

At a Glance Dashboard

Milestone Timeline
Delivery to PRC Instant to 48 hours
PRC to CRAC Maximum 10 Days (Auto-CRAC on day 10)
CRAC to Payment Maximum 10 Days

1. Introduction

GeM platform par payment ko lekar sellers ke man mein kai sawaal hote hain. Naye rules ke mutabik, payment process ko highly automated aur time-bound kar diya gaya hai.

2. Who Should Read This Guide

  • Sellers awaiting payment
  • Accounts & Finance teams
  • New GeM Vendors

3. Prerequisites

  • Dispatched Order
  • Correctly updated dispatch details on GeM
  • Active Bank Account updated on GeM

4. Required Documents Checklist

  • E-Way Bill / Lorry Receipt
  • GST Invoice
  • Delivery Challan with consignee stamp/sign

5. Eligibility Criteria Table

Step Responsibility
Generate Invoice Seller
Generate PRC Consignee (Buyer)
Generate CRAC Consignee (Buyer)

6. Step-by-Step Guide

7. Decision Tree

Has 10 days passed since delivery? -> Yes -> Has buyer issued CRAC? -> No -> Auto-CRAC is generated by the system.

8. Warning Callout Box

[!WARNING] Agar aap galat dispatch proof upload karte hain, toh Auto-CRAC reject ho sakta hai aur aapko penalty lag sakti hai.

9. Comparison Table

Feature Offline Gov Procurement GeM Procurement
CRAC Timeline Months Max 10 Days (Auto-CRAC)
Payment Tracking Manual follow-ups Online via GeM Dashboard

11. Structured FAQs

Q1: What is PRC? A: Provisional Receipt Certificate, indicating goods have physically reached the consignee.

Q2: What to do if payment is delayed? A: You can escalate via GeM Helpdesk or raise an incident against the buyer.

(...13 more FAQs covering GeM Sahay, TDS deductions, GST issues, etc.)

13. Your Next Knowledge Journey

Learn about how goods are inspected before CRAC generation.

14. SahayakAI Tools CTA

Need early payment? Check out GeM Sahay integration details.


Independent Platform Disclaimer: SahayakAI is an independent AI-powered procurement knowledge platform and is not affiliated with Government e Marketplace (GeM), CPPP, IREPS, or any Government authority.

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📖 GeM Order Fulfillment Guide: Generation to Dispatch📖 GeM Inspection & Acceptance Guide (CRAC Rules)📖 Top Bidding Mistakes MSMEs Make on GeM Portal Tenders
Disclaimer: SahayakAI is an independent helper tool. This guide is for educational purposes. Access official resources directly on gem.gov.in.
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