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GeM EMD Rules: Claiming Exemptions & Resolving Refunds

✍️ Author: SahayakAI Team📅 Updated: 2026-07-16🔍 Reviewer: CTO Office

Earnest Money Deposit (EMD) is a financial safeguard requested by buyers to ensure serious bid participation. However, sellers can claim exemptions under government policies.


Important Compliance Disclaimer

Before starting, please note that SahayakAI is an independent, private technology platform. We are not affiliated with, authorized, or officially connected with the Government e-Marketplace (GeM Portal) or the Government of India. The official portal is hosted at https://gem.gov.in. Use this manual for educational guidance, and always verify current criteria on the official site.


EMD Exemption Categories

Under central procurement rules, EMD is waived for:

  • Registered MSEs (Micro and Small Enterprises) holding Udyam Certificates.
  • Startups recognized by the Department for Promotion of Industry and Internal Trade (DPIIT).
  • Sellers holding valid NSIC registrations.

Resolving Delayed EMD Refunds

If your bid is rejected or the contract is awarded to another bidder, your EMD should be refunded automatically within 15 days. If delayed:

  1. Verify if the buyer has formally closed the bid on the portal dashboard.
  2. Raise a support ticket under the "Payments & EMD" category.

For automated eligibility verification, check our GeM Tender Eligibility Checker.

Frequently Asked Questions

How can I claim EMD exemption under MSME on GeM?

Select the 'MSE Exemption' option during bid submission and upload your valid Udyam Registration Certificate.

What should I do if my EMD refund is delayed after tender award?

Raise a support ticket on the GeM portal with your transaction reference number and bank account details.

Disclaimer: SahayakAI is an independent helper tool. This guide is for educational purposes. Access official resources directly on gem.gov.in.
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